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VA » Health Care » MIRECC / CoE » Rocky Mountain MIRECC » FINVET » Manage Your Money - Spend Less

MIRECC / CoE

Manage Your Money - Spend Less

Manage Your Money: Spend Less

Discover ways you can save on daily expenses with the resources below. Find Veteran discounts, budget-friendly meal plans, and tips to reduce utility, transportation, and medical costs. Access free legal aid, assistance programs, and tools designed for Veterans. Start saving today!

A man and woman reviewing receipts and expenses

Man taking advantage of veteran discount at hardware store

Veteran Discounts

Did you know many companies and organizations offer Veteran discounts?

Discover products and services that have Veteran discounts and check out this 2-minute video to understand Veteran discounts.
A Veteran ID Card (VIC) is a digital form of photo ID you can use to get discounts offered to Veterans at many restaurants, hotels, stores, and other businesses. Find out if you’re eligible for a Veteran ID Card and how to apply.
Explore popular discounts for Veterans and their families in order to save with exclusive deals on a variety of products.

Food

Find ways to spend less feeding yourself and your family.

Learn how to make healthy and delicious meals on a budget using this sample daily meal plan that is balanced in calories and carbohydrates and does not require any special cooking equipment.
Eating healthy on a budget is difficult but prepping for your grocery shopping trip using this worksheet can help you succeed.
Did you know that if you skip one night of pizza and drinks a month and invest the savings in your retirement account that you'll have over $22,000 saved for retirement in 20 years?

Man in a wheelchair using assitive technolody to get into a vehicle

Transportation

Save money on getting around.

If you have a disability related to your service that prevents you from driving, you may be able to get money to help you buy or change a vehicle so you can drive. Visit va.gov to find out if you may be eligible and how the program works.
Use fueleconomy.gov to find out how much gas costs near you right now and where to find the best prices.
Get tips on maximizing fuel milage and saving on fuel costs including driving more efficiently, keeping your car in shape, improving fuel economy in cold and hot weather, and choosing an efficient vehicle.
Learn how to drive more efficiently to save on your fuel costs.

Utilities

If you need help lowering your bills, there are local and national resources that may help.

Save on your phone or internet bill by calling 1-800-234-9473 or visiting USAC Lifeline Support to apply online.
Access emergency assistance for food, housing, clothing, and utilities through the United Way by calling 211 to speak to someone now or search for resources online by location.
The U.S. Department of Energy (DOE) Weatherization Assistance Program (WAP) reduces energy costs for low-income households by increasing the energy efficiency of their homes. Through weatherization improvements and upgrades, these households save on average $372 or more every year. Discover how the program helps people in this video.
Need help with your energy costs? Find out how the Low Income Home Energy Assistance Program (LIHEAP) can help by calling 1-866-674-6327 or visiting the website. This 1.5-minute video explains LIHEAP and the services they provide.
Check out these 10 easy ways to save money in your laundry room.
Find affordable internet and internet-connected devices along with digital literacy instruction through Everyone On.

Medical

Medical expenses can eat up much of your budget; find ways to take care of yourself and your family for less.

Find out how you can get help with medical bills through free or low-cost medical care, government health insurance programs, or a medical debt management plan at USA.gov.
Check out this 3-minute video to learn more about the HealthCare.gov health insurance marketplace including how much health care plans cost, how you can get savings on health plans and how you can get lower premiums.

Legal Fees

Find information and legal resources for Veterans.

If you are a service member or Veteran in need of legal assistance now, the VA Office of General Counsel provides a list of resources including a listing of VA Facilities where legal service providers offer free legal clinics.
If you are looking for help with a civil legal problem, use the I Need Legal Help tool to find an LSC-funded legal aid organization near you.
Creating a will or trust is an important step in preparing for the future no matter your age, background or health. Explore legal services, lawyers, or programs in your area that offer these services free for Veterans.

20 Resources to Start Quickly

These most-recommended financial resources for Veterans are a great place to start if you are not sure which of the five steps is most important to you today.

Learn more

Find your path to
financial success

FINVET is a one-stop website with a wealth of resources to help Veterans in any stage of their financial journeys to earn more, save more, and protect their money.

Learn More

Disclaimer: FINVET does not provide financial assistance. Also, this website is not for emergency or crisis intervention. Instead, FINVET helps connect you to financial resources and tools to improve financial well-being and financial literacy.

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